Indira Gandhi Urban Credit Card Yojana In response to the employment challenges caused by the Coronavirus, the Rajasthan government has introduced a scheme called the Indira Gandhi Urban Credit Card Scheme. This initiative aims to support small traders in the state by providing them with loans. Let’s break it down for you in simpler terms:
Amid the pandemic, many people have faced job uncertainties. To address this, the Rajasthan government has rolled out the Indira Gandhi Urban Credit Card Scheme. The primary focus is on assisting small traders by offering them loans.
Indira Gandhi Urban Credit Card Yojana 2024
Chief Minister Ashok Gehlot introduced the Indira Gandhi Urban Credit Card Scheme to help out small traders and folks in the unorganized sector who lost jobs due to COVID-19. They’re offering interest-free loans up to ₹50,000!
Here’s the scoop: no need for guarantees, no interest on the loan, and it lasts for a year. This scheme is like a financial boost to ease the impact of lockdown on small businesses. Apply by March 31, 2022, and pay back the loan within a chill 12 months. It’s a solid move to support those hit by the pandemic’s economic struggles.
Details Of Indira Gandhi Urban Credit Card Yojana 2024
| Scheme | Indira Gandhi Urban Credit Card Yojana 2024 |
| Year | 2024 |
| State | Rajasthan |
| Loan amount | ₹50000 |
| Objective | Gadgets for urban area interesting to the youth of |
| Beneficiary | Urban area citizens |
| Last date of application | 31 March |
| Application Process | Offline |
| Official website | Click Here |
Objective of Indira Gandhi Urban Credit Card Yojana 2024
- They are providing interest-free loans (up to ₹50,000) to street vendors and small entrepreneurs who have lost their jobs.
- The program aims to ease some of the burden on companies who suffered during the lockdown.
- No need for difficult guarantees. It facilitates loan applications and functions similarly to a credit card for cities.
- This program, which is available for a year, helps people in need of quick cash assistance.
- They hope to jumpstart small enterprises’ and individuals’ financial recovery from the pandemic by offering this financial assistance.
Benefits and Features of Indira Gandhi Urban Credit Card Yojana
- The program offers interest-free loans to beneficiaries, relieving them of the financial strain of interest payments.
- Up to ₹50,000 in loans are available to individuals to meet their immediate financial needs.
- Offering a financial safety net, the program primarily targets people who have experienced unemployment as a result of the COVID-19 outbreak.
- For urban beneficiaries, the implementation of a credit card system makes credit accessing easier and more simple.
- The Indira Gandhi Urban Credit Card Yojana lowers the bar for applicants by not requiring guarantees, in contrast to conventional loan procedures.
- The program is intended to run for a restricted amount of time, offering temporary financial support during hard circumstances.
- The official website facilitates the application procedure, guaranteeing accessibility.
Eligibility for Indira Gandhi Shehri Credit Card Yojana 2024
- The candidate must live in Rajasthan permanently.
- The candidate’s age range should be 18 to 40 years old.
- In order to qualify for this initiative, an applicant’s monthly income must be ₹15,000 or less.
- The applicant’s family income should not exceed ₹50,000 per month.
- This initiative is also open to all small traders who have received an identity card or certificate from the urban body.
- This program will also be open to traders who were not included in the survey or recipients who have recommendation letters from the Town Vending Committee.
- This scheme is also open to vendors that were chosen in the survey. (Those who have not received an identity card or certificate)
Document Required Indira Gandhi Urban Credit Card
- Aadhar card
- Pan Card
- Income Certificate
- Age certificate
- Mobile number
- Passport size photograph
How to Apply for an Indira Gandhi Urban Credit Card?
Beneficiaries of the Shehri Credit Card Yojana will not be responsible for paying interest on the loans they obtain. Approximately 5 lakh residents of municipalities, municipal councils, and municipal corporations stand to gain from this wonderful program.
Departments of Autonomous Government will be in charge of carrying out this plan. Furthermore, the Scheduled Caste Corporation will oversee the implementation of this plan for members of the Scheduled Castes, Scheduled Tribes, and Other Backward Classes residing in metropolitan regions.
Indira Gandhi Urban Credit Card Yojana FAQs
1.What is the Indira Gandhi Urban Credit Card Yojana?
The Urban Credit Card Yojana is a scheme aimed at providing interest-free loans to beneficiaries in urban areas.
2.Who is eligible for this scheme?
The scheme is designed to benefit around 5 lakh people within the limits of Municipality, Municipal Council, and Municipal Corporation.
3.Is there any interest on the loans received under this scheme?
No, beneficiaries are not required to deposit any interest on the loans received through the Shehri Credit Card Yojana.
4.How will the scheme be implemented?
The scheme will be implemented through the Autonomous Government Department. Additionally, the Scheduled Caste Corporation will oversee the implementation for beneficiaries belonging to Scheduled Castes, Scheduled Tribes, and Other Backward Classes in urban areas.
Conclusion
If you’ve any thoughts on the Indira Gandhi Urban Credit Card Yojana Apply Online, Status Check Online then feel free to drop them in the below comment box. Keep visiting our website: sevakyojana.com for new updates.
I hope you like this post so please share it on your social media handles & Friends. Don’t forget to subscribe to our newsletter to get new updates related to the posts, Thanks for reading this article till the end.