Niramaya Health Insurance Scheme 2024: Apply Online, Eligibility, Benefits

Niramaya Health Insurance Scheme People with disabilities, including those suffering from severe introversion, cerebral paralysis, mental illness, and other incapacities, can now access health benefits under the Niramaya Health Benefits Plan. This initiative is under the Strengthening of People with Incapapacities Division of the Service of Social Equity and Empowerment. The National Believe for Welfare of People with Extreme Introversion, Brain Paralysis, Mental Hindrance, and Other Inabilities oversees the program.

A Niramaya Wellbeing Card can be applied for by qualified individuals, offering up to Rs. 1 lakh in benefits. It is ensured by this health safeguards arrangement that people with various obstacles can obtain necessary medical care.

Niramaya Health Insurance Scheme 2024

The Nirmala Health Insurance Scheme was launched by the Indian government to provide health coverage for those with disabilities. Beneficiaries of this scheme are covered up to Rs 100,000, and this coverage is renewed annually. A small premium must be paid by beneficiaries in order to receive the benefits.

The enrollment cost is Rs 250 for those who are below the poverty line and Rs 500 for those who are above it. The ultimate goal of this program is to improve the overall financial and health well-being of people with disabilities by offering financial support for medical requirements.

Key Highlights of the Niramaya Health Insurance Scheme

 Scheme  Niramaya Health Insurance Scheme
 Launched by  Government of India
 Objective  To provide health insurance coverage
 Beneficiaries   All PwDs with valid disability certificates
 Official Website  Click Here

Objectives of Niramaya Health Insurance Scheme

  • Ensure health insurance coverage for individuals with disabilities, such as autism or cerebral palsy.
  • Assist with annual medical bills by providing cash support up to Rs. 1 lakh.
  • So that those with impairments can afford it, keep the prices affordable.
  • Each fiscal year, continue to renew your health insurance.
  • Individuals below the poverty threshold should pay a reduced price, while those over it should pay a somewhat higher one.
  • Contribute to enhancing the general health and financial security of individuals with disabilities.

Eligibility Criteria Niramaya Health Insurance Scheme

  1. You need to be a permanent resident of India to apply.
  2. It’s generally open to people of all ages who have these disabilities.
  3. The amount you pay might depend on how much money you make. Those with lower incomes usually pay less.
  4. If you’re struggling financially (below the poverty line), you might pay a smaller fee to join.
  5. People with certain disabilities like autism, cerebral palsy, mental retardation, and multiple disabilities.

Benefits of Niramaya Health Insurance Scheme

  • Provides health insurance, allowing you to visit doctors and receive the necessary care.
  • Helps ease the financial burden on you by providing money for medical costs.
  • Every year, the health coverage is renewed to ensure your continued assistance.
  • Keeps costs reasonable so you won’t have to worry about them too much.
  • You pay less to join if you’re not making a lot of money.
  • You are given the authority to take charge of your health by virtue of health coverage.
  • Ensures that everyone, especially those with impairments, receives the necessary medical treatment.
  • You may stop worrying about money and concentrate on getting healthy with financial assistance.
  • In general, it improves the quality of life for individuals with disabilities by guaranteeing access to quality healthcare.

Required Documents Niramaya Health Insurance Scheme 2024

  1. Aadhar card
  2. Resident certificate
  3. Passport size photograph
  4. Mobile number
  5. Bank account details

How to Apply Online for a Health Card in Niramaya 2024?

  • Go to the Niramaya Wellbeing Protections Plot Official website.
  • Create an account by providing a few key details about yourself, such as your title, contact information, and incapacity to provide subtle elements.

Health Card in Niramaya 2024

  • To log in, use the subtle login elements that you created.
  • Look for the section where you may submit an application for a Wellbeing Card. It may have a name similar to Apply Presently.

Health Card in Niramaya 2024

  • Add up the online form with your subdued components. Don’t forget to be exact.
  • Transfer them if they need any reports (such as a certification of incapacity).
  • After making sure everything is fixed, press the yield button.
  • In the unlikely event that there is a fee, pay it online. Typically, they provide a framework for safe installments.
  • Pay attention to your application.

Contact Details

  • Email-
  • Phone- 011-20897959

Niramaya Health Insurance Scheme FAQs

1.Who is eligible to apply for the Niramaya Health Insurance Scheme?
Individuals with disabilities, including conditions like severe introversion, cerebral palsy, mental illness, and others, are eligible. A valid disability certificate is required.

2.How much financial support does the scheme offer for medical costs?
The scheme provides cash support of up to Rs. 1 lakh for annual medical expenses.

3.What disabilities are covered under the Niramaya Health Insurance Scheme?
The scheme covers various disabilities, including autism, cerebral palsy, mental retardation, and multiple disabilities.

4.Is there an age limit for applicants?
Generally, the scheme is open to individuals of all ages who meet the eligibility criteria.

5.How can I apply for a Niramaya Wellbeing Card online?
To apply online, visit the official website, create an account, fill out the application form with accurate details, and upload necessary documents, such as a disability certificate.


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